Investment Planning

 

At HFS, we follow a disciplined investment approach.  Our investment philosophy is simple:  YOUR GOALS ARE OUR GOALS!  Once we have helped you to determine your unique investment objectives, we then help you complete our Discovery Workbook designed to measure your tolerence for risk.  For example, what is conservative for client A may be aggressive for client B. 

Next, we follow the time tested strategies of asset allocation and diversification. Over time, your investment decisions regarding asset allocation will likely have a greater impact on your specific investment performance than what you invest in or when you invest.

Finally, portfolio review and rebalancing is the maintenance tool needed to help keep your investment plan on track.

Through Tower Square Securities, Inc. we can offer a comprehensive menu of investments to match your specific needs.  Our recommendations are made to help provide suitable and objective investment strategies. 

Whether your needs are retirement planning, college funding strategies or current income we can offer a combination of investments designed to match those needs. 

Wealth Management Services:

  • Retirement Income Planning
  • Tax-advantaged Investment Planning
  • Risk Tolerance Analysis
  • Asset Allocation Analysis
  • Portfolio Design
  • College Funding Strategies

 Investment Products:

  • Investment Advisory Accounts
  • Variable and Fixed Annuities
  • Mutual Funds 
  • Exchange Traded Funds (ETFs)
  • Stocks 
  • Government, Corporate and Municipal Bonds
  • Money Markets and CDs
  • Alternative Investments